Any suggestion for a first time buyer mortgages

Hi,
I am planning to buy my dream home next month. Well, if everything goes as planned then this would be my very first buying as far as such a big thing is concerned.
Well, I am gathering all the information regarding first time buyer deals on Internet.

Actually, I read that there are some formalities involved in it. I hope that it wouldn’t take much of my time, as I can’t afford to do that due to my busy schedule.
One of my friends suggested me about this forum. I hope to get all the relevant information related to link removed or first time homeowner loans from this forum.

I hope I’ll get some valuable suggestions and tips from this forum also.

i agree with johnny. i would go with the first homebuyers loan. You can get a loan with
no money down and also get the $8000 tax credit.

Do comparative study and if you don't have enough time then hire any real estate agent who is reliable. This is your first time buying so go through all the legal issues before any decision. Check all the concerns through web, sites, forums and so on.

Also, present market situation, ups and downs in the prices and the value variation of the locality in which you are going to buy the property are also the important factors which must be considered before taking a final decision.