Real Estate & Mortgage Forum Welcome, Guest. Please login or register.
Did you miss your activation email?

Login with username, password and session length
February 07, 2012, 02:09:08 PM *
News: Welcome to the new members to the Mortgage help forum.
 
   Home   Help Search Login Register  
Mortgage Forum: Signatures Allow ( Please No Spam) - Only mortgage related topics Allow (Non-Mortgage Posts ONLY in Say Anything Thread) - SEO and Marketing Advice for Mortgage Consultants - Report Spam by sending a pm to ADMIN
Real Estate & Mortgage Forum > Mortgage Professional Corner > Mortgage Broker and Reps (Moderator: Ann) > 

CREDIT REPAIR RIP OFF NEED HELP:(

Pages: [1]
« previous next »
  Print  
Author Topic: CREDIT REPAIR RIP OFF NEED HELP:(  (Read 1103 times)
Intel_23
Newbie
*

Karma: 0
Posts: 5
Referrals: 0


View Profile
« on: May 13, 2009, 02:12:19 PM »
Hi guys, I paid a lady by the name of Donna Chavez out of Mariposa $900.00 upfront in the form of deposits to her checking account for credit repair service.

She was supposed to get a Foreclosure off my credit report. Yes I have a Foreclosure, it was a tough time last year but I think we all know that. Its embarassing talking about it here, but I needed help from my coworkers (you guys)

She never did anything and after I paid her she dissapeared. She stressed me out until I paid her (called everyday and tried scare tactics on how the bureas were changing their policy about rescoring) and then after she got paid...nothing.


What can I do? I am in much better shape than last year, life is great, but this bugs me. She took advantage of me when I really needed help.

any advice would be appreciated......
((((((((((((((((((((((((((((Mortgage Professional)))))))))))))))))))))))))
Vegeta8850
Newbie
*

Karma: 0
Posts: 8
Referrals: 0



View Profile
« Reply #1 on: May 18, 2009, 09:52:22 PM »
Hello Intel,

I hope your are well. E-mail me at bqizilbash@hccbank.com My senior VP does credit repair and I feel he would be the best person to comment/suggest any help.

Look forward to hearing from you soon.

Sincerely,

Bilal Qizilbash
admin
Administrator
Newbie
*****

Karma: 0
Posts: 41
Referrals: 1


View Profile
« Reply #2 on: May 19, 2009, 06:40:04 AM »
If you felt like you got ripoff them make a report at www.ripoffreport.com, it won't get you the money back, but it will warn others not to far for the scam.
jimb12345
Newbie
*

Karma: 0
Posts: 40
Referrals: 0


View Profile
« Reply #3 on: August 11, 2009, 06:26:50 PM »
with you wiring the money into her account there is nothing you can do...Want i do to correct my credit is go to the credit adgency website and dispute and the bad info on it. The creditor has 30 days to respond if they do not the credit agency has to take it off.
boulder colorado mortgage
colorado springs mortgage
denver colorado mortgage
EZMORTGAGE
Newbie
*

Karma: 0
Posts: 20
Referrals: 0



View Profile WWW
« Reply #4 on: August 12, 2009, 09:08:00 PM »
He is right, you are better off doing it your self. Thank goodness for technology! Today, with a click of a button, you can find out where you stand with your credit history. Many times there are errors, duplicate items, judgments, and items older than 7 years, which can easily be disputed. You can even pull your credit for free once a year.
 One of the benefits of pulling your own consumer credit is that it does not affect your score. You can pull your history separately with each credit bureau and dispute individual items. Within a month of any item being disputed, you can get results that would sometimes blow your mind! Check out this free site to start gaining the information you need about your credit:www.annualcreditreport.com
Paying your credit cards on time is essential to your credit health. 30% of your credit score is base on this history. Keep your balance below 50% and for even better optimization under 30% of your granteed credit limit. A lot of people fall behind their payments, due to a busy life style and procrastination. A word of advice and this is what works for many is to join an online banking and schedule automatic payments to your card holders this also works for most of your obligations. Therefore, allowing you a piece of mind while eliminating the hazel of mailing and buying postal stamps.
Good luck to you!!
« Last Edit: August 12, 2009, 09:22:51 PM by EZMORTGAGE »
Belsy McDonald
financemymortgage@gmail.com

FHA, VA, FIRST TIME BUYERS, LOAN MODIFICATION, USDA LOANS, REFI,AND MUCH MORE.   
 
Ann
Moderator
Full Member
*****

Karma: 0
Posts: 164
Referrals: 5


View Profile
« Reply #5 on: August 16, 2009, 02:55:36 PM »
Most time it is best to use Paypal for such thing. If you don't get what was promise you can get your money back by filing a dispute. I have done this in the past.
Pages: [1]
  Print  
« previous next »
 
Jump to:  

mortgage forum
Powered by MySQL Powered by PHP Powered by SMF 1.1.10 | SMF © 2006-2009, Simple Machines LLC
SMFAds for Free Forums
SMFAds for Free Forums | Sitemap 		Valid XHTML 1.0! Valid CSS!