How can I add my sons name to my home mortgage?

If something should happen to me I want him to be able to stay in the home and continue making the mortgage payments. He has been living in the home for the past 3 years and making the payments. I was told I can only make him executor of my estate, but that doesn't do what I want.

Yes, you can just add him to the deed by using a quit claim deed, which can be purchase at millerdavis.com. They have all types of legal forms that RE lawyers and title co use. If you need help filling it out, you can just as a closer at your local title co or most Realtors will know how to fill it out.

I believe you can add your son to the title without having to refinance. But if you want him added to the mortgage meaning your son will have equal responsibility over the loan you will have to refinance. That's the way I have always done it. If there is another way someone fill me in as well.

Sam
Voyage Home Loans

Yes, I truly agree with Johnnyloans,

You can add him to the mortgage by novation of the original contract or You can add him to title by deed.........

I think it is one of the best way to solve your problem.

Thanks
http://www.orimarkproperties.com/

I think you will consult with Agent.I think Agent will solve your problem.....